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Electric vehicles are becoming more common and sought after than ever before. With the help of the right auto insurance policy, you’ll be able to keep that vehicle operating at its best. 

These vehicles are very new to the market, even though versions of them have been around for many years. What do you need to take into consideration when insuring electric vehicles? There are, in fact, a few things you should know.

Protecting the Value of the Vehicle

Some of today’s most advanced electric vehicles are very high-priced. These are valuable cars with many add-ons that increase their value.

Comprehensive insurance covers the vehicle from fires, theft, and vandalism. Collision insurance protects the vehicle should you be in a wreck.

You may also consider endorsements that extend the coverage of onboard equipment and electronics. Talk to your car insurance provider about the value of adding endorsements or extended coverage for any tech onboard such as GPS systems, communications, or speaker systems. Many electric vehicles have better features to match driver needs.

Also, note any onboard safety features. If you have collision avoidance software or updated GPS systems, you may qualify for a discount. Anti-theft devices can also help lower your car insurance costs.

Liability Insurance

Liability coverage protects you in the event you are at fault in an accident that causes damage to a person or property. Your liability insurance doesn’t necessarily need to be higher because your vehicle is electric. But, it should match the amount and type of risk present in your area.

Finding the Right Policy for You

Purchasing auto insurance for electric vehicles does not have to be hard.

Your car insurance provider will work closely with you to choose a policy that matches the risks in your area. And, because these vehicles are becoming more common, they may be easier to cover than you realize.

We’ve got coverage for you. Auto Insurers of Virginia can help our customers get an affordable Richmond auto insurance policy. Call us at (800) 909-8103 or go online for a fast, free quote.

Posted 3:40 PM

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