Virginia is a beautiful place to live. According to the University of Virginia Climatology Office, the Old Dominion State boasts five different climate regions, those being “the Tidewater, Piedmont, Northern Virginia, Western Mountain, and Southwestern Mountain regions.” This means no matter if you are looking for a beach house, mild temperatures, or a winter full of snow, you can find the perfect place to settle down. With such diversity, it is essential to get VA homeowners insurance that suits the area you live in for each section has its own dangers. Those considering a mountain home should be aware of avalanches.

What is an avalanche? It consists of an unexpected and swift surge of snow flowing downward. Frequent in mountainous regions, avalanches can be as small as a few feet of rolling snow to those powerful enough to uproot trees, drag boulders, or otherwise destroy anything in their path. They can consist of just snow or a combination of snow, air, and water.

Unlike other natural disasters such as earthquakes and hurricanes, avalanches occur quite frequently. They can occur on any sloped area that accumulates snow and can be caused by either nature or man. Common reasons for these events include heavy rain or snow, earthquakes, explosives, and even skiers.

Because of the sudden and violent nature of avalanches, it is vital to have your mountain home investment protected with VA homeowners insurance. This can help ensure you will have the ability to repair or rebuild if your home if decimated by an unstoppable wave of snow.

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