What is the point of having a Virginia auto insurance policy? Many drivers think it is only meant to help pay for repairs to a vehicle after a collision. Did you know that the coverage on your car could include additional risks? To truly have full car insurance, your policy should include all of the following types of coverage.

Liability coverage is designed to pay for the damage and medical bills for the other car and driver involved in a crash. Residents of the Old Dominion State are actually required by law to have a certain amount of liability cover. 

Comprehensive coverage is meant to kick in when your car is damaged by something besides a wreck. For instance, if a tree limb fell on your vehicle during a severe storm, your comprehensive coverage should pay for the repairs or pay out if the vehicle is a total loss. Theft coverage is pretty much self-explanatory – it covers the damage or loss of your car due to it being stolen.

Making sure your Virginia auto insurance policy includes more than just collision coverage can help you avoid hefty repair or replacement bills in the future. Those who need more coverage should contact one of our agents today to start the process of purchasing additional insurance.

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